Visa’s CFO Bets Big on Stablecoins and AI Commerce: The Long Game Ahead

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(SeaPRwire) –   By: Christian Pierce

Payments giant Visa is experiencing rapid growth, but not because of its digital currency and AI innovations. In 2023, Visa began offering stablecoin settlements and now has 130 programs across 40 countries. It’s also experimenting with agentic commerce. However, only $7 billion of annual settlements on its platform are in cryptocurrencies, compared to $14 trillion overall.

Visa CFO Chris Suh is cautious about stablecoins and agentic commerce. He attributes the company’s growth to the “mature fiat world.” In Q2 2026, Visa reported net revenue of $11.2 billion, up 17% year on year. CEO Ryan McInerney believes agentic commerce and stablecoins will strengthen the company’s momentum.

Suh remains positive about these new initiatives, stating they are important investments with long-term potential, despite not having immediate ROI. Asia is a key region for Visa, serving as a test bed for new products. It contributes 14% of payments volume and has unique markets like Japan.

Author bio: Christian Pierce, chief financial columnist and markets commentator.