David Schwartz denies ever agreeing to an NDA that would force him to mislead XRP holders

TLDR

• David Schwartz refuted allegations that he has signed agreements compelling him to deceive XRP investors.
• He asserted that he would never consent to lying under the terms of a non-disclosure agreement.
• He noted that he opts for silence when unable to speak openly instead of providing false details.
• David Schwartz disputed the $10,000 XRP price target, labeling it unrealistic.
• He contended that if investors assigned as little as a 1% probability to XRP hitting $10,000, the token would be trading around $20.

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(SeaPRwire) –   David Schwartz has dismissed assertions that Ripple uses non-disclosure agreements to curb his public statements. He emphasized that no contract obligates him to mislead the XRP community. These comments came amid fresh discussions regarding XRP price projections and transparency from insiders.

David Schwartz Rejects NDA Allegations and Transparency Claims

Following his departure from an executive role, a community member speculated that David Schwartz might still be subject to stringent NDAs. The user hinted that such pacts could prevent complete transparency regarding Ripple and XRP. Schwartz, however, rebuffed this notion and responded to the allegation head-on.

He declared, “I have never signed, and would never sign, any agreement that requires me to lie.” He further noted that he refrains from answering when he lacks the freedom to speak. He distinguished between remaining silent and supplying incorrect data.

I would never, and have never, signed any agreement that required me to lie. I would always choose to say nothing or avoid a question than give an answer that I did not believe to be truthful and accurate.

— David ‘JoelKatz’ Schwartz (@JoelKatz) May 3, 2026

In December 2025, Schwartz resigned as Ripple’s Chief Technology Officer. He subsequently took on the role of CTO Emeritus and kept his position on the board. Consequently, he remains active in conversations concerning XRP.

He clarified that when limitations exist, he opts not to comment. He affirmed that he does not make statements that contradict his knowledge of the facts. Thus, he rejected the idea that Ripple forces him to deceive holders.

XRP Price Predictions Draw Direct Response

During the same exchange, Schwartz tackled the widespread $10,000 XRP price prediction. He argued that current market behavior does not validate such forecasts. He grounded his argument in the logic of rational investor behavior.

He posited that if serious investors perceived even a 1% likelihood of XRP reaching $10,000, market prices would mirror that outlook. He indicated that XRP would currently be trading near $20 based on those premises. Yet, present market pricing does not exhibit this trend.

Additionally, he refuted suggestions that Ripple possesses a secret strategy to artificially inflate XRP’s value. He remarked that had such a mechanism been real, the company would have utilized it by now. Consequently, he labeled the theory as baseless.

Previously, Schwartz had addressed predictions of XRP hitting $100 in the short term. He stated that true conviction in that target would lead to massive accumulation. He insisted that noticeable buying volume would verify such a belief.

Schwartz also touched upon worries regarding Ripple’s escrow reserves. While some community members have called for the burning of escrowed XRP, he contended that destroying the tokens would not significantly impact price action.

He drew a comparison between XRP’s price action and Bitcoin’s over comparable periods. He stated that if escrow releases were the primary driver of price shifts, XRP would not correlate with Bitcoin’s movements. In his view, historical data fails to back the claim regarding escrow’s impact.

Despite his shift in executive status, Schwartz remains publicly engaged. He takes part in dialogues concerning XRP supply and market mechanics. His latest comments underscored his refusal to sign any agreements demanding dishonesty.