XRP Price Surges 10% Amidst Exchange Outflows and Whale Accumulation, Signaling Bullish Trend

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TLDR

  • XRP saw a 10% increase to $1.55 on February 14, marking its most significant daily gain since February 6, 2026.
  • Exchange reserves have decreased by 700 million XRP since November 2024, suggesting investors are transferring coins to private wallets.
  • Whales on Binance and OKX acquired over $6.3 million worth of XRP at approximately $1.38 per coin.
  • Analysis of the weekly chart indicates a fair value gap target at $1.8, potentially signaling a 20% price increase from current levels.
  • U.S. spot XRP ETFs experienced net inflows totaling $4.5 million on February 13, with Bitwise and Franklin Templeton products leading the way.

On February 14, 2026, the price of XRP surged by 10.10%, reaching $1.55. This represented the cryptocurrency’s largest single-day percentage increase since February 6.

xrp price

This surge elevated XRP’s market capitalization to $94.18 billion, representing 3.90% of the total cryptocurrency market cap.

Trading data indicated that XRP fluctuated between $1.50 and $1.55 within the 24-hour period. Trading volume reached $3.36 billion, accounting for 3.49% of the overall crypto trading volume.

Over the preceding week, XRP experienced an 8.95% increase. The cryptocurrency traded within a range of $1.34 to $1.55 during this seven-day span.

XRP currently trades 57.45% below its all-time high of $3.66, a peak it achieved on July 18, 2025.

Exchange Reserves Drop as Holders Move Coins

Binance’s XRP reserves have seen a significant decline since late 2024. Data indicates that reserves reached a high of over 3.2 billion XRP in November 2024.

Binance XRP Exchange Reserves / Source: CryptoQuant
Source: CryptoQuant

Approximately 700 million XRP have been withdrawn from the exchange over the subsequent 15 months. This pattern of outflows typically suggests accumulation by investors.

When investors transfer coins from exchanges to personal wallets, it reduces the available supply for sale. A decrease in exchange reserves can contribute to price increases by tightening market supply.

Net outflows from exchanges have recently slowed, indicating that the period of significant selling following the drop from $3 may be subsiding.

Whale Activity Shows Strong Buying Interest

Large investors on Binance and OKX have been actively acquiring XRP, with whales purchasing at an average price of around $1.38, according to Coinglass data.

Binance whales bought and initiated long positions totaling over $6.3 million in XRP within a single day. Concurrently, large investors on Coinbase sold approximately $1.02 million worth of the token.

The buying pressure exceeded the selling pressure, which contributed to the 6% rise in XRP’s price over a 24-hour period.

Chart Analysis Points to $1.8 Target

The weekly chart shows XRP consolidating in the $1.40 to $1.45 range. Trading activity has stabilized after a rally earlier in 2025 that propelled the token above $3.

A fair value gap is identified approximately 20% above current price levels, suggesting a potential target of $1.8.

The most recent weekly candle closed at $1.45, an increase of 1.27% from its opening price. A close above the opening price would signal strengthening momentum.

The Relative Strength Index (RSI) on the weekly timeframe registered at 31.91, a level just above oversold territory, indicating that selling pressure might be diminishing.

ETF Inflows Remain Steady

U.S. spot XRP ETFs recorded net inflows of $4.5 million on February 13, with Bitwise’s XRP ETF leading with $2.52 million in inflows.

Franklin Templeton’s XRPZ product saw inflows of $1.53 million. These inflows, while modest, have been consistent.

The sustained institutional interest through ETF products helps to stabilize market sentiment and provides ongoing support for the price, even amidst more active trading by individual investors.

In the most recent 24-hour period analyzed, XRP was trading at $1.45, reflecting a 6% increase. The combination of decreasing exchange reserves, accumulation by whales, and positive ETF flows continues to influence market dynamics as mid-February 2026 approaches.