Ripple Transforms Payments With Comprehensive Stablecoin Platform and Growing Worldwide Adoption

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TLDR

  • Ripple Payments now includes managed custody, wallet provisioning, and automated fund sweeps.
  • Named virtual accounts enable fiat and stablecoin pay-ins with automatic conversion.
  • Ripple operates in over 60 markets and has handled more than $100 billion in transaction volume.
  • Ripple holds more than 75 licenses and a NYDFS Trust Company Charter.

Ripple announced an expansion of its Ripple Payments platform on March 3, 2026, in San Francisco.
The enhancement introduces capabilities for managing both stablecoin and fiat currency flows on a unified enterprise platform.

The company reported growing customer adoption and expansion within regulated markets. It described the product as comprehensive infrastructure for handling collections, custody, and payouts.

A single platform from collection to payout

Ripple stated that Ripple Payments now facilitates the entire payment journey for businesses. The platform aims to minimize dependency on multiple vendors in different regions and time zones.

The company explained that clients can gather, store, convert, and disburse funds within a single system.
 It noted that the platform accommodates both traditional fiat currency and stablecoins for these processes.

Ripple characterized this as a universal payments solution for enterprise applications. The objective is to connect collection and payout processes with reduced integration complexity.

Managed custody and unified collections

Ripple indicated that new managed custody functionalities leverage recent company acquisitions. It highlighted Palisade for providing custody and treasury automation features in the updated platform.

The company stated that the managed custody service can deploy wallets in large numbers and enable rapid transaction signing. It also mentioned that funds can be automatically transferred into operational accounts to meet continuous business requirements.

Ripple also referenced Rail for its virtual account and collections support. Clients can create designated virtual accounts and wallets to receive payments.

The company said businesses can receive payments in fiat and stablecoins through these accounts. Conversion and settlement can then be automated into a single, unified account.

Ripple also outlined advanced liquidity management features within the platform. Liquidity can be shifted between different assets to optimize for pricing and timing.

Adoption, volume, and customer examples

Ripple confirmed the service is active in more than 60 major global markets. It associated this broad reach with a streamlined onboarding process through one primary provider.

The company reported that Ripple Payments has processed over $100 billion in total volume. It also referenced industry figures indicating stablecoin transactions totaled $33 trillion the previous year.

Ripple noted that stablecoins represent approximately 30% of all on-chain transaction volume. It identified this trend as a key enabler for cross-border fintech payment applications.

Ripple provided a list of customers utilizing Ripple Payments for international transactions. These are alfred, AltPayNet, AMINA Bank, Banco Genial, and CambioReal.

Ripple also identified Corpay, ECIB, and MassPay as platform users. It specified that Corpay employs RLUSD for immediate funding and settlement in the Asia-Pacific region.

Licensing and compliance approach for regulated finance

Ripple stated it possesses over 75 regulatory licenses, which include Money Transmitter Licenses. It also holds a Trust Company Charter from the New York Department of Financial Services.

The company said this extensive licensing foundation enables it to move regulated funds for its customers. It also facilitates direct collaboration with banks and payment service providers.

Ripple President Monica Long connected the platform’s adoption to its regulated infrastructure and liquidity. “Success in this space requires enterprise-grade infrastructure, extensive licensing, and deep liquidity,” she stated.

Ripple said its operations are built to comply with stringent security and operational standards. This compliance-first methodology, it said, enables the scaling of both stablecoin and traditional fiat payment systems.