Ripple CEO Brad Garlinghouse Anticipates CLARITY Act to Pass by End of April

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TLDR

  • Ripple CEO Brad Garlinghouse forecasts a 90% probability that the CLARITY Act will be approved by the end of April.
  • Following months of Senate delays and jurisdictional conflicts, the Digital Asset Market Clarity Act has gathered momentum.
  • The legislation seeks to establish clear legal definitions for digital assets and resolve years of regulatory ambiguity.
  • The White House has set a March 1 deadline to advance negotiations on the CLARITY Act.
  • Since 2023, Ripple has invested $3 billion to enhance its custody and treasury infrastructure in anticipation of regulatory clarity.

Ripple’s CEO has conveyed strong optimism about the CLARITY Act being passed by the end of April. He assesses a 90% chance of approval following months of Senate delays and deliberations. The bill’s passage could bring an end to years of regulatory uncertainty for the U.S. cryptocurrency market.

Senate Momentum Builds for CLARITY Act

The Digital Asset Market Clarity Act, also referred to as H.R. 3633, has gained substantial ground in Washington. The House approved the bill in July 2025 with a decisive 294-134 vote. However, the Senate initially halted progress due to jurisdictional disputes.

Recent momentum has surged after several meetings between banking executives and crypto industry leaders. Garlinghouse noted these discussions helped resolve the deadlock. On January 29, the Senate Agriculture Committee moved forward a related draft, and SEC Chairman Paul Atkins confirmed that both the SEC and [entity] are now collaborating on “Project Crypto.”

Garlinghouse’s 90% projection for the bill’s passage differs from market estimates. Prediction markets place the likelihood of the CLARITY Act being enacted by year-end at approximately 78%. Despite the discrepancy, Garlinghouse emphasized the bill is vital for addressing long-standing regulatory challenges.

A key focus in Washington revolves around stablecoins. Lawmakers are debating whether platforms should be permitted to offer yield-style incentives, a point that delayed Senate Banking Committee discussions earlier this year. The White House’s March 1 deadline for advancing negotiations underscores the urgency of timely action.

Ripple Invests to Prepare for Regulatory Clarity

Ripple has not waited for the bill’s passage to prepare for regulatory clarity. Since 2023, the company has invested $3 billion in acquisitions to bolster its custody and treasury infrastructure. These steps position Ripple to capitalize on future regulatory certainty once the CLARITY Act is enacted.

Garlinghouse also highlighted Ripple’s success in securing a court ruling that XRP is not a security. This ruling has provided Ripple with much-needed regulatory clarity—a scenario many in the industry still await. He stressed that the industry requires clear rules, not just enforcement actions, to progress.

With the CLARITY Act now at a pivotal stage, its passage could transform the regulatory landscape for the U.S. cryptocurrency sector.